Personal Deposit Rates
Effective:
Rates are subject to change.
Checking Products
| | | Interest
Rate 1 | APY 2 | Minimum Balance
to Obtain APY |
|---|
| Free Checking ($50 minimum to open) |
N/A |
N/A |
N/A |
| Reward Checking ($50 minimum to open) |
|
|
|
| |
$0.01 - $25,000.00 |
0.80% |
0.80% |
$0.01 |
| |
$25,000.01 and over |
0.30% |
0.80%-0.43% |
$25,000.01 |
| |
Non - Qualifiers |
0.05% |
0.05% |
$0.01 |
| Mutual Club Plus Checking ($50 minimum to open) |
|
|
|
| |
$0.01 - $999.99 |
0.02% |
0.02% |
$0.01 |
| |
$1,000.00 - $4,999.99 |
0.05% |
0.05% |
$1,000 |
| |
$5,000.00 - $14,999.99 |
0.10% |
0.10% |
$5,000 |
| |
$15,000.0 - $49,999.99 |
0.15% |
0.15% |
$15,000 |
| |
$50,000.00 and over |
0.25% |
0.25% |
$50,000 |
| Traditions Checking ($50 minimum to open) |
|
|
|
| |
$0.01 - $4,999.99 |
0.02% |
0.02% |
$0.01 |
| |
$5,000.00 - $14,999.99 |
0.05% |
0.05% |
$5,000 |
| |
$15,000.00 - $49,999.99 |
0.10% |
0.10% |
$15,000 |
| |
$50,000.00 and over |
0.20% |
0.20% |
$50,000 |
| Estate Checking Account (No minimum to open) |
|
|
|
| |
$0.01 - $34,999.99 |
0.20% |
0.20% |
$0.01 |
| |
$35,000.00 - $99,999.99 |
0.25% |
0.25% |
$35,000 |
| |
$100,000.00 and over |
0.30% |
0.30% |
$100,000 |
Money Market Accout Products
| | | Interest
Rate 1 | APY 2 | Minimum Balance
to Obtain APY |
|---|
| Money Market Deposit Account ($500 minimum to open) |
|
|
|
| |
$50.00 - $4,999.99 |
0.02% |
0.02% |
$50 |
| |
$5,000.00 - $14,999.99 |
0.05% |
0.05% |
$5,000 |
| |
$15,000.00 - $49,999.99 |
0.10% |
0.10% |
$15,000 |
| |
$50,000.00 - $99,999.99 |
0.15% |
0.15% |
$50,000 |
| |
$100,000.00 and over |
0.25% |
0.25% |
$100,000 |
| Mutual Advantage MMDA ($1,000 minimum to open) |
|
|
|
| |
$50.00 - $4,999.99 |
0.07% |
0.07% |
$50 |
| |
$5,000.00 - $14,999.99 |
0.10% |
0.10% |
$5,000 |
| |
$15,000.00 - $24,999.99 |
0.16% |
0.16% |
$15,000 |
| |
$25,000.00 and over |
0.26% |
0.26% |
$25,000 |
Savings Account Products
| | | Interest
Rate 1 | APY 2 | Minimum Balance
to Obtain APY |
|---|
| Statement Savings ($100 minimum to open) |
|
|
|
| |
$100.00 - $2,499.99 |
0.05% |
0.05% |
$100 |
| |
$2,500.00 and over |
0.15% |
0.15% |
$2,500 |
| Club Accounts |
|
|
|
| |
Christmas Club 4 ($2 minimum to open) |
0.25% |
0.25% |
$50 |
| |
Vacation Club 5 ($2 minimum to open) |
0.25% |
0.25% |
$50 |
| |
Young Savers ($5 minimum to open) |
0.25% |
0.25% |
$5 |
Certificates of Deposit3
| | Interest
Rate | APY 2 | Minimum Balance
to Open and Obtain APY |
|---|
| Best Bet7 |
0.20% |
0.20% |
$2,500 |
| 6 Month Variable1 |
0.20% |
0.20% |
$2,500 |
| 12 Month Variable1 |
0.30% |
0.30% |
$2,500 |
| 18 Month Variable1 |
0.40% |
0.40% |
$2,500 |
| 91 Day |
0.15% |
0.15% |
$500 |
| 6 Month |
0.20% |
0.20% |
$500 |
| 9 Month |
0.20% |
0.20% |
$500 |
| 12 Month |
0.35% |
0.35% |
$500 |
| 18 Month |
0.50% |
0.50% |
$500 |
| 24 Month |
0.60% |
0.60% |
$500 |
| 24 Month RatePlus6 |
0.45% |
0.45% |
$5,000 |
| 25 Month RatePlus6 |
0.75% |
0.75% |
$5,000 |
| 30 Month |
0.70% |
0.70% |
$500 |
| 33 Month |
1.32% |
1.33% |
$500 |
| 36 month |
0.80% |
0.80% |
$500 |
| 36 Month RatePlus6 |
1.00% |
1.00% |
$5,000 |
| 48 Month |
0.90% |
0.90% |
$500
|
| 60 Month |
1.14% |
1.15% |
$500 |
36 Month Rising Rate CD3/8
| | Interest
Rate | APY 2 | Minimum Balance
to Open and Obtain APY |
|---|
| Opening Rate |
0.75% |
|
$2,500 |
| After 6 Months |
1.00% |
|
|
| After 12 Months |
1.50% |
|
|
| After 18 Months |
2.00% |
|
|
| After 24 Months |
2.50% |
|
|
| After 30 Months |
3.00% |
1.80%
Blended |
|
Individual Retirement Accounts3
| | Interest
Rate | APY 2 | Minimum Balance to Open
and Obtain APY |
|---|
| 12 Month Fixed Rate |
0.35% |
0.35% |
$500 |
| 18 Month Fixed Rate |
0.50% |
0.50% |
$500 |
| 30 Month Fixed Rate |
0.70% |
0.70% |
$500 |
| 48 Month Fixed Rate |
0.90% |
0.90% |
$500 |
| 60 Month Fixed Rate |
1.14% |
1.15% |
$500 |
1 - Rates are variable and may change after the account is opened.
2 - Fees may reduce the earnings on the account.
3 - Substantial penalty for early withdrawal.
4 - Account matures the first weekend after October 3 each year; its term varies depending on when the account was opened. Penalty for early withdrawal.
5 - Account matures the first weekend after April 3 each year; its term varies depending on when the account was opened. Penalty for early withdrawal.
6 - One rate change permitted during term for remainder of that term.
7 - No longer opening new accounts.
8 - The blended APY shown assumes CD is held to maturity with all interest compounded.
Please contact one of our Personal Bankers for complete terms and conditions.
